ASSUMABLE LOAN AVAILABLE AT 3.5% INTEREST RATE! (Buyer must qualify by meeting lender's requirements and also provide required down payment). The INCREDIBLE RATE will save buyers approximately $700 or more per month compared to current advertised rates! Seller is also offering a seller concession of $4000 OR they will replace the countertops! Come and see this charming three-bedroom home that is move-in ready! The open eat-in kitchen flows from two separate living room spaces with vaulted ceilings. Upstairs you will find the primary suite, attached bathroom, and walk-in closet along with two additional bedrooms and secondary bath with dual sinks. The laundry room is conveniently located between the upstairs bedrooms with additional storage space. This unfinished basement can be used for plenty of storage, a future home theater, or you can add an additional bedroom along with rough-in’s for a bathroom also. The spacious fully fenced backyard is the perfect space to entertain, to play or to simply run around with your fur-babies. It's the perfect time to get into this beautiful neighborhood before the spring-time bidding wars start again in ‘23!